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The Positive Accountant Vol 1 Edition 50


It's the 50th Edition !


That feels like quite a landmark.  I never thought I'd be writing that as a title.


And I don't know about you, but I feel the last few weeks that those 50 editions cover have been a bit of a rollercoaster.  Whilst the journey's not over yet by a long way, let's think what we've already been through..


We've seen lock down, a relaxation that might not have been, worries of mass redundancy, the introduction of a new word - furlough - to our everyday lives, unimaginable amounts of Government support being poured into the economy, a death toll that is way too high - but which has been lower than many of the predictions.


We've got bank loans that bank managers openly call 'gifts', we've all found Zoom, some have found a better work life balance, some people who never thought they'd need to are claiming Universal Credit.


All those are big issues, but at a trivial level you've also learned far more about me than you thought you ever would.  You've seen works of art taking shape on our wall (and maybe by edition 100 Charlotte's might be finished - hint, hint), you've found that I have no musical ability..  You've met my dogs, know what my first car was and found that even an accountant can have a sense of humour (albeit slightly warped)


Despite all that, we're all still here.  


Many businesses that closed are beginning to take their first steps to recovery.  Others are planning on their reopening whenever they are allowed to.  Restaurants have become takeaways, pubs have become off licences.  Some have sadly closed forever, but in all cases rebuilding of new lives is already taking place.  Nobody has just rolled over and pulled the duvet over their heads.  


Which just proves that the media, with their tales of doom and gloom are, frankly, WRONG.  


We just need to keep telling ourselves that. 


Remember, all of the previous 49 editions, can be found at


http://www.positiveaccountant.com



What are my positives today:-:


1. I have a media star as a client

A perfect example of the fighting spirit that I've referred to above is Susie of Aldeburgh Munchies.


I was really pleased to see her story getting in the EADT, see

https://www.eadt.co.uk/business/susie-medland-from-aldeburgh-munchies-on-coronavirus-loans-1-6671302



2.   Pete is back at work

Pete (name changed) rang me today to say he was reopening his business.  He is in the construction industry, and closed his doors at the start, with fears about not reopening.  He furloughed his workforce, took out a CBILS loan, and hoped for the best.  


Doors reopened today, employees are back at work, a couple of big orders have arrived.  What a great story


What's even better is that the couple of minor snags of some work he did for us might now get resolved ;-) 



3.  I saw a contender for 'ridiculous road sign of the year' award

Between Stowmarket and Needham Market on the A14 there are temporary signs erected reminding us to keep 2 metres apart.  


Um, if I'm in the car with someone its too late...and if I'm within two metres of someone not in my car on a dual carriageway then virus transmission is probably not the biggest worry....



What have I been talking to clients about today ?  


E-mails bouncing- sorry, anyone who sent us an email between about midday and 6.00pm today will have had a bounce back -  'this recipient doesn't exist'.


And you thought 'Thank heaven for that, no more silly emails every night'.


We do !  And the small technical problem has now been resolved.  But if you have had a bounce back like this please send it again 


Tax Deferrals - the general rule is 'tax deferred is tax saved'


Which is true as long as it doesn't mean £1 saved today becomes £2 tomorrow when tax rates go up.


So we need to be careful with things like rollover relief and EIS where the amount that comes back into tax at the end may end up being more expensive in the long run.


Butwe don't need to worryabout deferrals like the VAT deferral or July Self Assessment bill deferral - this is simply putting off a known, quantified tax liability to a later date.



And to close this milestone edition,I thought I'd share with you thethree unwritten rules on how to beunbelievably successful in business.


1.

2.

3.



Until tomorrow, stay safe, stay positive



Adrian 


adrian.mole@quove.co.uk


07917 338342



'If we pose angelically, can we get a starring role in this one ?'

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